Terms of Service

These Terms of Service (“Terms”) govern your access to and use of the websites, apps, and services provided by CAIT AI, including PACTIQ and LARA (the “Services”). By accessing or using the Services, you agree to be bound by these Terms.

1. Eligibility & Accounts

You must be at least 18 years old, or the age of majority in your jurisdiction, to use the Services. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

2. Acceptable Use

You agree to use the Services only for lawful purposes and in accordance with these Terms. You must not:

• Access or use the Services in violation of any applicable law or regulation.
• Infringe or misappropriate intellectual property or other rights.
• Attempt to interfere with or disrupt the integrity, security, or performance of the Services.
• Resell, sublicense, or make the Services available to third parties without our written consent.

3. Subscriptions & Payment

Certain features may require payment or subscription. All fees are non‑refundable except as required by law. You authorize us or our third‑party payment processors to charge your designated payment method for applicable fees.

4. Intellectual Property

All rights, title, and interest in the Services, including software, designs, trademarks, and content, are owned by CAIT AI or its licensors. You are granted a limited, non‑exclusive, non‑transferable license to use the Services solely as permitted under these Terms.

5. Privacy

Your use of the Services is also governed by our Privacy Policy, which explains how we collect, use, and safeguard information.

6. Disclaimers

The Services are provided “as is” and “as available” without warranties of any kind, whether express or implied. We do not guarantee that the Services will be uninterrupted, error‑free, or secure.

7. Limitation of Liability

To the maximum extent permitted by law, CAIT AI and its affiliates shall not be liable for any indirect, incidental, consequential, or punitive damages, or any loss of profits, revenues, data, or goodwill, arising out of or related to your use of the Services.

8. Termination

We may suspend or terminate your access to the Services at any time, with or without cause or notice. Upon termination, your right to use the Services will immediately cease.

9. Governing Law & Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of laws rules. Any disputes shall be resolved in the courts located in Delaware, unless otherwise required by law.

10. Changes

We may update these Terms from time to time. When we make changes, we will update the “Last updated” date above and may provide additional notice as required by law. Your continued use of the Services after changes become effective constitutes acceptance of the revised Terms.

11. Contact

For questions about these Terms, contact us at legal@cait.app.